Commercial Property Insurance Online :: Home

Commercial Property Insurance: Secure Your Investment

Owning a commercial property comes with risks – from unexpected damage to liability claims. With commercial property insurance, safeguard your investment and ensure your business continues to thrive.

We help you find the right cover at competitive rates!

  • Commercial Property Insurance
  • Commercial Property Insurance
  • Commercial Property Insurance
  • Commercial Property Insurance
  • Commercial Property Insurance
  • Commercial Property Insurance
Your free insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

At Insurance Online, we help you find affordable commercial property insurance quotes tailored to your needs. Whether you’re a commercial landlord, small business owner, or property investor, we simplify the process so you can compare policies and choose a level of coverage that suits your needs.

What Does Commercial Property Insurance Cover?

  • Building Protection: Covers physical damage to your commercial building caused by fire, storms, vandalism, or accidents.
  • Property Damage: Safeguards against damage to business fixtures, fittings, and equipment.
  • Loss of Rental Income: Protects your income if your property becomes uninhabitable due to covered events.
  • Liability Cover: Shields you from legal and financial risks if someone is injured on your premises.

Why Choose Us?

  • Quick access to multiple commercial building insurance quotes
  • Coverage tailored for all business property types
  • Competitive pricing and trusted Australian insurers

Protect your property and business with comprehensive commercial property insurance. Get your free quote today and compare policies to find the best solution for your needs.

Insurance Calculators

Need some guidance on calculating your commercial property's sum insured (the maximum amount your insurer may pay if your property is damaged or destroyed)? Try our Commercial Property Insurance Calculator to make the job quick and easy!

Property Insurance Calculator >>

Make Informed Decisions

Visit our extensive library of informative Commercials Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

News Podcast >>

Personal Advice

Insurance Online does not provide personal financial advice, product recommendations or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are handled by a licensed specialist broker selected from our Australia-wide referral partner network, who will communicate with you directly and provide advice or recommendations where appropriate after you submit a quote request.

>> Free Quote >>

Broker Matching

A specialist Commercial Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your commercial property insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

>> Find a Broker >>

Commercial Property Insurance Articles

How Deductibles Impact Your Commercial Property Insurance Premiums
How Deductibles Impact Your Commercial Property Insurance Premiums
When it comes to commercial property insurance, a deductible is the amount of money a policyholder agrees to pay out-of-pocket before the insurance coverage kicks in. This can be a fixed dollar amount or a percentage of the total insured value. Understanding how deductibles work is crucial for any landlord or business owner seeking to protect their assets effectively. - read more
Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
Commercial property insurance is a vital safeguard for businesses and landlords, protecting physical assets from a variety of risks. This type of insurance covers a range of properties, from office buildings to retail spaces, ensuring that in the event of damage or loss, you have financial support to recover your investment. - read more
Is Commercial Property Insurance mandatory?
Is Commercial Property Insurance mandatory?
Commercial property insurance is a type of coverage that protects businesses and their assets from various risks. This insurance safeguards physical properties, including buildings, equipment, inventory, and other essential assets. By having commercial property insurance, businesses can mitigate losses that may occur due to unexpected events. - read more
Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
When it comes to owning commercial properties in Australia, understanding the ins and outs of insurance is crucial. Commercial property insurance serves as a safety net, protecting your valuable assets against unforeseen events. It's designed to cover the buildings themselves, as well as any equipment, inventory, and even loss of income due to disruptions. - read more
What does Commercial Property Insurance cover?
What does Commercial Property Insurance cover?
Commercial property insurance is vital for anyone who owns or operates a business that involves a physical location. This type of insurance protects your business premises, equipment, and any inventory within the space. Whether you're a landlord, a small business owner, or a property investor, having a solid understanding of commercial property insurance is essential. It not only safeguards your physical assets but also provides peace of mind for your financial investment. - read more

Insurance News

NSW Strata Commission Ban: A Catalyst for Industry Reform
NSW Strata Commission Ban: A Catalyst for Industry Reform
07 Feb 2026: Paige Estritori
The New South Wales (NSW) government's proposal to ban commissions on strata insurance has ignited a contentious debate between consumer advocacy groups and industry leaders. This reform aims to eliminate potential conflicts of interest and enhance transparency within the strata management sector. - read more
Queensland Strata Owners Advised to Leverage New Premium Reduction Programs
Queensland Strata Owners Advised to Leverage New Premium Reduction Programs
07 Feb 2026: Paige Estritori
Strata property owners in North and Central Queensland are being encouraged to take advantage of newly introduced federal and state initiatives designed to reduce insurance premiums and enhance cyclone resilience. These programs offer financial incentives for property upgrades that can lead to significant savings on insurance costs. - read more
Australian Insurers Struggle to Keep Pace with Emerging Risks
Australian Insurers Struggle to Keep Pace with Emerging Risks
07 Feb 2026: Paige Estritori
Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are trailing their global counterparts in risk preparedness. The survey, which gathered insights from 698 insurance executives across 42 territories, indicates that Australian insurers scored 6.6% lower on the Preparedness Index compared to the global average. This gap is particularly concerning as the industry faces escalating challenges from cyber threats and the rapid advancement of artificial intelligence (AI). - read more
Significant Increases in Australian Home Insurance Premiums
Significant Increases in Australian Home Insurance Premiums
07 Feb 2026: Paige Estritori
Australian homeowners are experiencing substantial increases in home insurance premiums, with the average premium rising by 16% over the past year. Consumer advocacy group Choice reports that some insurers, including Kogan, RAC, and Honey, have raised their rates by more than 30%. These hikes are attributed to various factors, including high supply chain inflation, increased claims costs, and higher reinsurance expenses due to severe weather events. - read more
The Vital Role of Reinsurance in Australia's Insurance Industry
The Vital Role of Reinsurance in Australia's Insurance Industry
07 Feb 2026: Paige Estritori
Reinsurance serves as a critical component in the Australian insurance landscape, offering capital relief and stabilising returns for insurers amidst escalating natural disaster claims. A recent report by the Actuaries Institute underscores the indispensable role of reinsurance in maintaining the industry's financial health. - read more
Click for more Insurance News

Your free insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Moral Hazard:
The concept that individuals may take on more risk when they do not bear the full consequences of that risk, often relevant in insurance scenarios.

Quick Links: | Commercial Property Insurance Australia | Business Property Insurance | Commercial Building Insurance | Commercial Real Estate Insurance | Commercial Property Coverage | Business Premises Insurance | Industrial Property Insurance | Retail Property Insurance | Office Building Insurance | Warehouse Insurance | Commercial Landlord Insurance
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.