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Commercial Property Insurance: Secure Your Investment

Owning a commercial property comes with risks – from unexpected damage to liability claims. With commercial property insurance, safeguard your investment and ensure your business continues to thrive.

We help you find the right cover at the best rates!

Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance

At Insurance Online, we help you find affordable commercial property insurance quotes tailored to your needs. Whether you’re a commercial landlord, small business owner, or property investor, we simplify the process so you can compare policies and choose the best coverage.

What Does Commercial Property Insurance Cover?

Building Protection: Covers physical damage to your commercial building caused by fire, storms, vandalism, or accidents.
Property Damage: Safeguards against damage to business fixtures, fittings, and equipment.
Loss of Rental Income: Protects your income if your property becomes uninhabitable due to covered events.
Liability Cover: Shields you from legal and financial risks if someone is injured on your premises.

Why Choose Us?

Quick access to multiple commercial building insurance quotes
Coverage tailored for all business property types
Competitive pricing and trusted Australian insurers

Protect your property and business with comprehensive commercial property insurance. Get your free quote today and compare policies to find the best solution for your needs.

Insurance Calculators

Need some guidance on calculating your commercial property's sum insured? Try our Commercial Property Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Commercials Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your commercial property insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Commercial Property Insurance Articles

The Essential Checklist for Property Investors: Filing a Claim with Confidence

As a property investor, having the right commercial property insurance is vital. It protects your investment against unexpected events, ensuring that your assets are safeguarded. Commercial property insurance covers a range of risks that can lead to significant financial losses, from natural disasters to theft. Understanding the nuances of this insurance is essential for making informed decisions that impact your bottom line. - read more

Natural Disasters and Your Commercial Property: Is Your Insurance Adequate?

Australia is known for its diverse landscapes, but one of the harsher realities it faces is the increasing frequency of natural disasters. From bushfires in the outback to devastating floods in urban areas, these events can have severe implications for commercial properties. Business owners must navigate the challenges of not only protecting their assets but also ensuring the continuity of their operations. - read more

How Deductibles Impact Your Commercial Property Insurance Premiums

When it comes to commercial property insurance, a deductible is the amount of money a policyholder agrees to pay out-of-pocket before the insurance coverage kicks in. This can be a fixed dollar amount or a percentage of the total insured value. Understanding how deductibles work is crucial for any landlord or business owner seeking to protect their assets effectively. - read more

Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance

Commercial property insurance is a vital safeguard for businesses and landlords, protecting physical assets from a variety of risks. This type of insurance covers a range of properties, from office buildings to retail spaces, ensuring that in the event of damage or loss, you have financial support to recover your investment. - read more

What Factors Affect Commercial Property Insurance Premiums?

Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more

Insurance News

Inattention and Speed Identified as Key Factors in Australian Truck Crashes

06 Nov 2025: Paige Estritori

The National Truck Accident Research Centre (NTARC) has released its 2025 Major Incident Investigation Report, shedding light on the primary human factors contributing to significant truck crashes across Australia. The findings emphasise the critical roles of inattention, distraction, and inappropriate speed in these incidents, underscoring the necessity for targeted safety interventions within the transport industry. - read more

QBE and Sure Insurance Forge New Home Cover Partnership

06 Nov 2025: Paige Estritori

QBE Australia Pacific has recently entered into a strategic partnership with Sure Insurance, aiming to bolster its broker-distributed householders cover. This collaboration signifies a concerted effort to provide more comprehensive and accessible home insurance solutions tailored to the diverse needs of Australian homeowners. - read more

Blue Zebra Enhances Insurance Offerings with New Underwriting Partnerships

06 Nov 2025: Paige Estritori

Underwriting agency Blue Zebra has recently announced the establishment of new capacity arrangements for its home building and contents, landlord, and small to medium-sized enterprise (SME) package products. This strategic move is set to enhance the agency's ability to offer comprehensive and competitive insurance solutions tailored to the evolving needs of Australian homeowners and business operators. - read more

AIG Australia Penalised for Claims Handling Failures

06 Nov 2025: Paige Estritori

The Insurance Code Governance Committee has imposed a $30,000 penalty on AIG Australia for breaching its obligations related to claims handling. The insurer failed to inform customers about delays in processing their claims and neglected to advise them of their right to escalate complaints to the ombudsman. This regulatory action underscores the critical importance of transparency and communication in the insurance claims process. - read more

Climate Change Impacting Home Insurance Costs, IAG Reports

05 Nov 2025: Paige Estritori

Insurance Australia Group (IAG), a leading insurer in Australia, has highlighted the significant impact of climate change on the cost of home insurance. The company reports that the increasing frequency and severity of weather events are contributing to rising premiums for homeowners. - read more

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Knowledgebase

Disability Insurance:
A type of insurance protection that pays a portion of a person's income lost due to a total or partial disablement arising from either an accident or a sickness.

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