About Commercial Property Insurance Online

At Commercial Property Insurance Online, we're passionate about helping Australians navigate the vast world of finance. Proudly a part of the Financial Services Online network and operated by Clark Family Pty Ltd, A.C.N. 010 281 008, our mission is to connect you with the most suitable financial products, services, and advice available online.

We serve as a bridge to expert advice, not as providers of financial advice or specific product recommendations. When you inquire about financial products or seek advice through our platform, we refer you to specialized financiers, insurers, or advisers who can provide tailored assistance. Please note that Commercial Property Insurance Online may earn a referral fee or commission.

All information presented here—be it articles, news, or general details—is for educational purposes and should be considered in conjunction with advice from a qualified Financial Adviser who understands your unique situation.

Prior to taking any steps toward securing a product or service featured on Commercial Property Insurance Online, it's essential to seek advice to ensure it aligns with your financial goals, circumstances, and needs. This advice can be obtained from our referred experts or another suitable adviser.

Our core aim is to seamlessly link individuals with the right financial solutions and professional resources, ensuring you have access to the expertise you need.

For any further information or inquiries, please contact Commercial Property Insurance Online. We are here to assist you.

Australian Financial Services & Credit Licensing Information

This website is managed by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010281008. We are an Authorised Credit Representative of Saccasan Pty Ltd, holding Australian Credit License 386297, and an Authorised Financial Services Representative of Unique Group Broker Services, with Australian Financial Services License 509434. For further licensing details, visit the ASIC website.

Commercial Property Insurance Articles

Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup? Public liability insurance is an integral safety net designed to protect businesses from the financial risks associated with lawsuits or claims. It provides coverage when a business is found legally responsible for personal injury to a third party or damage to their property. This form of insurance can significantly reduce the burden of legal fees, compensation claims, and other associated costs that may arise from unforeseen incidents. - read more

Secure Your Farm's Future: Understanding the Importance of On-Farm Risk Assessment In the ever-evolving landscape of modern agriculture, the security and stability of a farm hinge on thorough preparation and strategic foresight. A pivotal component in safeguarding a farm's future lies in the critical role of on-farm risk assessment. This process provides a structured approach to identifying potential risks that could affect a farm's operations, financial health, and overall sustainability. - read more

Ambulance Cover: Do You Need It? Medicare in Australia doesn't cover ambulance services or emergency transport. These services are more often covered by private health insurance. However, private funds are not the only ambulance and emergency transportation service providers available. - read more

Health Fund Rebates 101: What Every Australian Needs to Know Exploring the realm of health insurance can be like navigating a labyrinth, replete with complex terms and varying policies. Among these, health fund rebates emerge as a crucial element, particularly for young Australians embarking on their journey of health coverage. Fund rebates can significantly lighten the financial burden, transforming the quest for health insurance from daunting to empowering. - read more

From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance Australian farmers face a unique set of challenges due to the vast and varied climate conditions that sweep across the continent. From the scorching heat and prolonged droughts of the Outback to the tropical storms and torrential rains of the northern regions, weather-related risks are an integral part of agricultural life in Australia. - read more

Insurance News

Building Resilience: ICA Aligns Floods Inquiry Plan 19 Dec 2024: Paige Estritori The Insurance Council of Australia (ICA) is strategically addressing the recommendations from recent inquiries into flood responses and code of practice in its latest updates. Acknowledging the variety and complexity of the suggestions, ICA supports 78 out of the total recommendations presented, tackling them in a staged and structured manner. - read more

Major Acquisitions Shake Up the Australian Life Insurance Sector 18 Dec 2024: Paige Estritori In a significant move estimated at $13 billion, MLC Life Insurance and Resolution Life’s subsidiaries in Australia and New Zealand are set to merge. This development is part of an acquisition involving Nippon Life, a major player in the global insurance industry. - read more

Sure Highlights Coverage Gaps in Cyclone Zones 17 Dec 2024: Paige Estritori An alarming gap in insurance coverage has been spotlighted by Queensland underwriting agency, Sure, as it drew attention to underinsurance among cyclone-susceptible areas. Their comparison of coverage across the state reveals stark contrasts that could have dire consequences for residents. - read more

Term Life Insurance Fuels Customer Grievances 13 Dec 2024: Paige Estritori New insights from the Australian Securities and Investments Commission (ASIC) highlight that term life insurance sparked the most grievances among consumers last financial year. ASIC's newly released internal dispute resolution report indicates that 41% of the complaints were linked to term life policies. - read more

Car Theft Case: Ignition Key Slip Leads to Unexpected Payout 13 Dec 2024: Paige Estritori A recent ruling has shed light on an insurance predicament where a policyholder’s vehicle was taken directly from outside his house while the ignition key remained in the car. Despite this oversight, the couple involved managed to secure compensation for the incident. - read more

Knowledgebase

Public Liability Insurance:
Insurance which provides protection against liability to third parties.