




Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Itemise the replacement cost for your commercial building, fixed improvements, essential services and external works. Add standard allowances (professional fees, demolition/debris) and an inflation buffer. Optional: suggest a Loss of Rent limit. Produces a neat JSON summary for quotes.
Structure, roofing, façades, stairs/cores, internal common areas, owner’s fit‑out where applicable.
Fire systems, lifts, HVAC/air‑con, electrical switchboards, solar PV, generators, pumps.
Carparks, driveways/paths, fencing/gates, retaining walls, signage, landscaping, bin enclosures.
Lobby furniture, loose items owned by the landlord. Separate from building works