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    Commercial Property Insurance Articles

    Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
    Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
    When it comes to owning commercial properties in Australia, understanding the ins and outs of insurance is crucial. Commercial property insurance serves as a safety net, protecting your valuable assets against unforeseen events. It's designed to cover the buildings themselves, as well as any equipment, inventory, and even loss of income due to disruptions. - read more
    What Factors Affect Commercial Property Insurance Premiums?
    What Factors Affect Commercial Property Insurance Premiums?
    Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more
    How Deductibles Impact Your Commercial Property Insurance Premiums
    How Deductibles Impact Your Commercial Property Insurance Premiums
    When it comes to commercial property insurance, a deductible is the amount of money a policyholder agrees to pay out-of-pocket before the insurance coverage kicks in. This can be a fixed dollar amount or a percentage of the total insured value. Understanding how deductibles work is crucial for any landlord or business owner seeking to protect their assets effectively. - read more
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Commercial property insurance is a vital safeguard for businesses and landlords, protecting physical assets from a variety of risks. This type of insurance covers a range of properties, from office buildings to retail spaces, ensuring that in the event of damage or loss, you have financial support to recover your investment. - read more
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Commercial property insurance is a type of coverage designed to protect property landlords and investors from various risks. It typically encompasses buildings, equipment, and other assets associated with commercial spaces. Understanding this insurance is crucial for anyone involved in property leasing or investment, as it can safeguard against significant financial loss. - read more

    Insurance News

    AUSactive and Health Partners Collaborate to Enhance Fitness Service Accessibility
    AUSactive and Health Partners Collaborate to Enhance Fitness Service Accessibility
    13 Jan 2026: Paige Estritori
    AUSactive, Australia's peak body for the exercise and active health sector, has announced a significant partnership with Health Partners, a not-for-profit health fund with over 85 years of service to South Australians. This collaboration recognises eligible AUSactive Personal Trainers and fitness businesses as approved providers, allowing Health Partners members to claim benefits for personal training sessions, classes, and gym memberships under their Extras policy when part of a medically necessary health management plan. - read more
    AIA Australia Teams Up with Peloton and Specialized to Encourage Active Lifestyles
    AIA Australia Teams Up with Peloton and Specialized to Encourage Active Lifestyles
    13 Jan 2026: Paige Estritori
    AIA Australia, a leading life, health, and wellbeing insurer, has announced partnerships with global fitness company Peloton and premium cycling brand Specialized. These collaborations aim to provide AIA Vitality members with significant discounts and incentives to promote cycling, both at home and outdoors. - read more
    Australian Insurers Achieve Record Profits Amid Rising Premiums
    Australian Insurers Achieve Record Profits Amid Rising Premiums
    13 Jan 2026: Paige Estritori
    In 2024, Australia's insurance sector reported an after-tax profit of $6.1 billion, a significant increase from the five-year average of $2 billion. This surge is primarily attributed to substantial premium hikes and a relatively calm year concerning natural disasters. - read more
    Government Consultancy Contracts Near $1 Billion Amid Outsourcing Reduction Efforts
    Government Consultancy Contracts Near $1 Billion Amid Outsourcing Reduction Efforts
    13 Jan 2026: Paige Estritori
    Recent research indicates that the Australian federal government signed contracts worth nearly $1 billion with consultancy firms in the last financial year, marking a 48% increase from the previous year. This development comes despite the government's commitment to reduce reliance on external consultants. - read more
    Construction Cost Surge and Labour Shortages Reshape Australian Insurance Claims
    Construction Cost Surge and Labour Shortages Reshape Australian Insurance Claims
    13 Jan 2026: Paige Estritori
    The Australian insurance industry is currently navigating a challenging landscape shaped by escalating construction costs and persistent labour shortages. These factors are significantly influencing the nature and volume of insurance claims, particularly within the construction sector. - read more

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    Insurance:
    In law and economics, insurance is a form of risk management primarily used to hedge against the risk of potential financial loss.