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    Commercial Property Insurance Articles

    Is Commercial Property Insurance mandatory?
    Is Commercial Property Insurance mandatory?
    Commercial property insurance is a type of coverage that protects businesses and their assets from various risks. This insurance safeguards physical properties, including buildings, equipment, inventory, and other essential assets. By having commercial property insurance, businesses can mitigate losses that may occur due to unexpected events. - read more
    What Factors Affect Commercial Property Insurance Premiums?
    What Factors Affect Commercial Property Insurance Premiums?
    Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more
    What does Commercial Property Insurance cover?
    What does Commercial Property Insurance cover?
    Commercial property insurance is vital for anyone who owns or operates a business that involves a physical location. This type of insurance protects your business premises, equipment, and any inventory within the space. Whether you're a landlord, a small business owner, or a property investor, having a solid understanding of commercial property insurance is essential. It not only safeguards your physical assets but also provides peace of mind for your financial investment. - read more
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Commercial property insurance is a vital safeguard for businesses and landlords, protecting physical assets from a variety of risks. This type of insurance covers a range of properties, from office buildings to retail spaces, ensuring that in the event of damage or loss, you have financial support to recover your investment. - read more
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Commercial property insurance is a type of coverage designed to protect property landlords and investors from various risks. It typically encompasses buildings, equipment, and other assets associated with commercial spaces. Understanding this insurance is crucial for anyone involved in property leasing or investment, as it can safeguard against significant financial loss. - read more

    Insurance News

    ATA Challenges Productivity Commission's Proposal to Double Truck Fuel Tax
    ATA Challenges Productivity Commission's Proposal to Double Truck Fuel Tax
    01 Mar 2026: Paige Estritori
    The Australian Trucking Association (ATA) has expressed strong opposition to the Productivity Commission's proposal to more than double the tax on truck fuel. The plan suggests phasing out fuel tax credits for trucking operators, effectively increasing the fuel tax rate from the current 32.4 cents per litre to 66.1 cents per litre by 2035. - read more
    PERILS Revises Loss Estimate for November 2025 Storms in Queensland and NSW
    PERILS Revises Loss Estimate for November 2025 Storms in Queensland and NSW
    01 Mar 2026: Paige Estritori
    In a recent update, catastrophe data provider PERILS has increased its insurance industry loss estimate for the severe convective storms that struck Queensland and New South Wales between November 21 and 27, 2025. The revised estimate now stands at AU$2.95 billion, marking an 11% rise from the initial figure of AU$2.663 billion released in January 2026. - read more
    Federal Court Denies Truck Driver's Insurance Claim Against Superannuation Fund
    Federal Court Denies Truck Driver's Insurance Claim Against Superannuation Fund
    01 Mar 2026: Paige Estritori
    In a recent legal decision, the Federal Court dismissed a truck driver's insurance claim against the Australian Retirement Trust. The case centred on whether the driver had active insurance coverage through his superannuation account, particularly concerning the 'dangerous occupation exception.' - read more
    AIA Australia Introduces Enhancements to Priority Protection Life Insurance
    AIA Australia Introduces Enhancements to Priority Protection Life Insurance
    28 Feb 2026: Paige Estritori
    AIA Australia has announced significant updates to its Priority Protection life insurance suite, effective from 9 November 2025. These enhancements are designed to simplify discounts, improve policy clarity, and support premium affordability for policyholders. - read more
    Decline in Life and Income Protection Insurance Premiums Benefits Australians
    Decline in Life and Income Protection Insurance Premiums Benefits Australians
    28 Feb 2026: Paige Estritori
    Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more

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    Knowledgebase
    Elimination Period:
    The time period between an injury and the receipt of benefit payments from an insurer, particularly in disability insurance.