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    Commercial Property Insurance Articles

    How Deductibles Impact Your Commercial Property Insurance Premiums
    How Deductibles Impact Your Commercial Property Insurance Premiums
    When it comes to commercial property insurance, a deductible is the amount of money a policyholder agrees to pay out-of-pocket before the insurance coverage kicks in. This can be a fixed dollar amount or a percentage of the total insured value. Understanding how deductibles work is crucial for any landlord or business owner seeking to protect their assets effectively. - read more
    What Factors Affect Commercial Property Insurance Premiums?
    What Factors Affect Commercial Property Insurance Premiums?
    Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more
    Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
    Understanding Commercial Property Insurance for Multiple Locations: What Landlords Need to Know
    When it comes to owning commercial properties in Australia, understanding the ins and outs of insurance is crucial. Commercial property insurance serves as a safety net, protecting your valuable assets against unforeseen events. It's designed to cover the buildings themselves, as well as any equipment, inventory, and even loss of income due to disruptions. - read more
    Natural Disasters and Your Commercial Property: Is Your Insurance Adequate?
    Natural Disasters and Your Commercial Property: Is Your Insurance Adequate?
    Australia is known for its diverse landscapes, but one of the harsher realities it faces is the increasing frequency of natural disasters. From bushfires in the outback to devastating floods in urban areas, these events can have severe implications for commercial properties. Business owners must navigate the challenges of not only protecting their assets but also ensuring the continuity of their operations. - read more
    Is Commercial Property Insurance mandatory?
    Is Commercial Property Insurance mandatory?
    Commercial property insurance is a type of coverage that protects businesses and their assets from various risks. This insurance safeguards physical properties, including buildings, equipment, inventory, and other essential assets. By having commercial property insurance, businesses can mitigate losses that may occur due to unexpected events. - read more

    Insurance News

    Brisbane Hailstorm Sees Over 16,000 Insurance Claims
    Brisbane Hailstorm Sees Over 16,000 Insurance Claims
    03 Nov 2025: Paige Estritori
    The recent hailstorm in Brisbane has triggered more than 16,000 insurance claims, marking it as a significant event as declared by the Insurance Council of Australia. Both Suncorp and IAG have experienced a substantial influx of claims following the severe weather conditions that affected parts of Queensland and Victoria over the weekend. - read more
    Queensland Strata Owners Advised to Leverage New Premium Reduction Programs
    Queensland Strata Owners Advised to Leverage New Premium Reduction Programs
    03 Nov 2025: Paige Estritori
    Strata property owners in North and Central Queensland are being encouraged to take advantage of newly introduced federal and state initiatives designed to reduce insurance premiums and enhance cyclone resilience. These programs offer financial incentives for property upgrades that can lead to significant savings on insurance costs. - read more
    Strata Futures Report Proposes National Task Force for Industry Overhaul
    Strata Futures Report Proposes National Task Force for Industry Overhaul
    03 Nov 2025: Paige Estritori
    The recently released Strata Futures Report has put forth a comprehensive set of 64 recommendations aimed at transforming Australia's strata industry. Central to these proposals is the establishment of a national task force, co-funded by the government, to spearhead reforms and foster a high-performing, transparent, and sustainable model of property ownership and governance. - read more
    NSW Strata Managers Set to Eliminate Insurance Commissions by 2026
    NSW Strata Managers Set to Eliminate Insurance Commissions by 2026
    03 Nov 2025: Paige Estritori
    In a significant development for the strata management sector, the Strata Community Association New South Wales (SCA NSW) has announced a phased plan to eliminate insurance commissions for managing agents, commencing January 1, 2026. This initiative aims to bolster transparency and trust between strata managers and property owners. - read more
    Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
    Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
    31 Oct 2025: Paige Estritori
    Australia's insurance industry is experiencing a significant shift as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more

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    Insurance broker:
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