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    Commercial Property Insurance Articles

    Natural Disasters and Your Commercial Property: Is Your Insurance Adequate?
    Natural Disasters and Your Commercial Property: Is Your Insurance Adequate?
    Australia is known for its diverse landscapes, but one of the harsher realities it faces is the increasing frequency of natural disasters. From bushfires in the outback to devastating floods in urban areas, these events can have severe implications for commercial properties. Business owners must navigate the challenges of not only protecting their assets but also ensuring the continuity of their operations. - read more
    What Factors Affect Commercial Property Insurance Premiums?
    What Factors Affect Commercial Property Insurance Premiums?
    Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Beyond the Basics: Essential Add-Ons for Comprehensive Commercial Property Insurance
    Commercial property insurance is a vital safeguard for businesses and landlords, protecting physical assets from a variety of risks. This type of insurance covers a range of properties, from office buildings to retail spaces, ensuring that in the event of damage or loss, you have financial support to recover your investment. - read more
    What does Commercial Property Insurance cover?
    What does Commercial Property Insurance cover?
    Commercial property insurance is vital for anyone who owns or operates a business that involves a physical location. This type of insurance protects your business premises, equipment, and any inventory within the space. Whether you're a landlord, a small business owner, or a property investor, having a solid understanding of commercial property insurance is essential. It not only safeguards your physical assets but also provides peace of mind for your financial investment. - read more
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Is Commercial Property Insurance Mandatory? What Every Landlord Should Know
    Commercial property insurance is a type of coverage designed to protect property landlords and investors from various risks. It typically encompasses buildings, equipment, and other assets associated with commercial spaces. Understanding this insurance is crucial for anyone involved in property leasing or investment, as it can safeguard against significant financial loss. - read more

    Insurance News

    TAL's Health Sense Plus Now Covers Income Protection Policies
    TAL's Health Sense Plus Now Covers Income Protection Policies
    11 Feb 2026: Paige Estritori
    In a strategic move to make life insurance more relevant to younger Australians, TAL has expanded its Health Sense Plus program to encompass income protection policies. This initiative allows advisers to offer clients enhanced value through a straightforward preventative health engagement. - read more
    AFCA's Ruling: Home-Based Waxing Salon Deemed a Business
    AFCA's Ruling: Home-Based Waxing Salon Deemed a Business
    11 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) recently ruled that a home-based waxing salon constitutes a business, not merely a hobby. This decision has significant implications for beauticians managing home-based operations, particularly concerning insurance disclosures and compliance. - read more
    Insurers Push for Overhaul of Civil Liability Laws Amid Rising Premiums
    Insurers Push for Overhaul of Civil Liability Laws Amid Rising Premiums
    11 Feb 2026: Paige Estritori
    The Insurance Council of Australia (ICA) has recently called for comprehensive reforms to state and territory civil liability laws, citing significant increases in public liability insurance premiums. This development is particularly relevant for beauticians and small business owners in the beauty industry, who are experiencing escalating insurance costs. - read more
    Cosmetic Injectables Industry Booms Amid Safety Concerns
    Cosmetic Injectables Industry Booms Amid Safety Concerns
    11 Feb 2026: Paige Estritori
    The cosmetic injectables industry in Australia has experienced significant growth, with the market valued at $4.1 billion in 2023 and projected to grow by 19.3% annually until 2030. This surge reflects increasing consumer demand for non-surgical cosmetic procedures, including anti-wrinkle injections and dermal fillers. - read more
    Escalating Insurance Costs Pose Challenges for Small Builders
    Escalating Insurance Costs Pose Challenges for Small Builders
    11 Feb 2026: Paige Estritori
    Recent findings from the Housing Industry Association (HIA) reveal that a significant majority of small and medium-sized builders in Australia are grappling with the escalating costs of insurance premiums. In a comprehensive survey, 72% of respondents identified rising insurance expenses as the primary pressure point affecting their businesses. This concern surpasses other operational challenges such as planning approvals, skilled labour shortages, and compliance with building codes. - read more

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    Knowledgebase
    Surrender Value:
    The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.