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Commercial Property Insurance: Secure Your Investment

Owning a commercial property comes with risks – from unexpected damage to liability claims. With commercial property insurance, safeguard your investment and ensure your business continues to thrive.

We help you find the right cover at the best rates!

Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

At Insurance Online, we help you find affordable commercial property insurance quotes tailored to your needs. Whether you’re a commercial landlord, small business owner, or property investor, we simplify the process so you can compare policies and choose the best coverage.

What Does Commercial Property Insurance Cover?

Building Protection: Covers physical damage to your commercial building caused by fire, storms, vandalism, or accidents.
Property Damage: Safeguards against damage to business fixtures, fittings, and equipment.
Loss of Rental Income: Protects your income if your property becomes uninhabitable due to covered events.
Liability Cover: Shields you from legal and financial risks if someone is injured on your premises.

Why Choose Us?

Quick access to multiple commercial building insurance quotes
Coverage tailored for all business property types
Competitive pricing and trusted Australian insurers

Protect your property and business with comprehensive commercial property insurance. Get your free quote today and compare policies to find the best solution for your needs.

Insurance Calculators

Need some guidance on calculating your commercial property's sum insured? Try our Commercial Property Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Commercials Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your commercial property insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Commercial Property Insurance Articles

How Deductibles Impact Your Commercial Property Insurance Premiums

When it comes to commercial property insurance, a deductible is the amount of money a policyholder agrees to pay out-of-pocket before the insurance coverage kicks in. This can be a fixed dollar amount or a percentage of the total insured value. Understanding how deductibles work is crucial for any landlord or business owner seeking to protect their assets effectively. - read more

Is Commercial Property Insurance Mandatory? What Every Landlord Should Know

Commercial property insurance is a type of coverage designed to protect property landlords and investors from various risks. It typically encompasses buildings, equipment, and other assets associated with commercial spaces. Understanding this insurance is crucial for anyone involved in property leasing or investment, as it can safeguard against significant financial loss. - read more

What does Commercial Property Insurance cover?

Commercial property insurance is vital for anyone who owns or operates a business that involves a physical location. This type of insurance protects your business premises, equipment, and any inventory within the space. Whether you're a landlord, a small business owner, or a property investor, having a solid understanding of commercial property insurance is essential. It not only safeguards your physical assets but also provides peace of mind for your financial investment. - read more

What Factors Affect Commercial Property Insurance Premiums?

Commercial property insurance is designed to protect businesses and landlords against losses to their buildings and other related assets. This type of insurance covers various incidents, such as fire, theft, and damage from natural disasters. It's essential for safeguarding not just the physical property but also the livelihood associated with the business operations conducted within that space. - read more

The Essential Checklist for Property Investors: Filing a Claim with Confidence

As a property investor, having the right commercial property insurance is vital. It protects your investment against unexpected events, ensuring that your assets are safeguarded. Commercial property insurance covers a range of risks that can lead to significant financial losses, from natural disasters to theft. Understanding the nuances of this insurance is essential for making informed decisions that impact your bottom line. - read more

Insurance News

Suncorp Group Divests Banking Operations to ANZ

14 Jan 2026: Paige Estritori

Suncorp Group has successfully completed the sale of its banking arm, Suncorp Bank, to the Australia and New Zealand Banking Group (ANZ). This strategic move, finalized on 31 July 2024, follows approvals from the Australian Competition Tribunal and the Federal Treasurer, marking a significant transformation in Suncorp's business model. - read more

IAG's NextGen Program Opens Doors for Future Insurance Professionals

14 Jan 2026: Paige Estritori

Insurance Australia Group (IAG) has launched the second iteration of its NextGen Ambition Program, an innovative initiative designed to provide high school graduates with a pathway into the insurance industry without the necessity of a university degree. This year-long program offers full-time, paid work experience across various facets of IAG's Intermediated Insurance Australia division, which includes leading brands such as CGU and WFI Insurance. - read more

Allianz Australia Penalised for Misleading Insurance Practices

14 Jan 2026: Paige Estritori

In a significant development for the Australian insurance sector, Allianz Australia and its subsidiary, AWP Australia, have been fined $16.8 million for making false and misleading statements. This penalty, imposed by the Commonwealth Director of Public Prosecutions following an investigation by the Australian Securities & Investments Commission (ASIC), underscores the critical importance of transparency and honesty in insurance communications. - read more

AUSactive and Health Partners Collaborate to Enhance Fitness Service Accessibility

13 Jan 2026: Paige Estritori

AUSactive, Australia's peak body for the exercise and active health sector, has announced a significant partnership with Health Partners, a not-for-profit health fund with over 85 years of service to South Australians. This collaboration recognises eligible AUSactive Personal Trainers and fitness businesses as approved providers, allowing Health Partners members to claim benefits for personal training sessions, classes, and gym memberships under their Extras policy when part of a medically necessary health management plan. - read more

AIA Australia Teams Up with Peloton and Specialized to Encourage Active Lifestyles

13 Jan 2026: Paige Estritori

AIA Australia, a leading life, health, and wellbeing insurer, has announced partnerships with global fitness company Peloton and premium cycling brand Specialized. These collaborations aim to provide AIA Vitality members with significant discounts and incentives to promote cycling, both at home and outdoors. - read more

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Knowledgebase

Deductible:
The amount you must pay out-of-pocket for expenses before your insurance company covers the remaining costs.

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