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Australian Insurers See Profit Surge in Q3 2025

Premium Increases and Lower Claims Drive Financial Gains

Australian Insurers See Profit Surge in Q3 2025?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In the third quarter of 2025, Australian general insurers reported a significant after-tax profit of nearly AUD 2.3 billion, marking an increase from approximately AUD 2.1 billion in the same period of 2024.
This uptick reflects a combination of rising premium revenues and a reduction in claims, contributing to the industry's robust financial performance.

The net combined operating ratio improved to 82% from 85%, indicating enhanced operational efficiency. Total insurance revenue also saw an increase, reaching AUD 20.1 billion, up from AUD 19.2 billion in the corresponding quarter of the previous year.

For home services business owners, these developments underscore the importance of staying informed about industry trends. The rise in insurer profits may lead to further premium adjustments, affecting the cost of business insurance. It's crucial for business owners to regularly review their insurance policies to ensure they have adequate coverage that aligns with their operational needs and financial capabilities.

Additionally, the improved financial health of insurers could result in more competitive offerings and potentially better terms for policyholders. Engaging with insurance providers to discuss coverage options and staying abreast of market changes can help business owners make informed decisions to protect their enterprises effectively.

Published:Wednesday, 14th Jan 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Insurance News

Australian Insurers See Profit Surge in Q3 2025
Australian Insurers See Profit Surge in Q3 2025
14 Jan 2026: Paige Estritori
In the third quarter of 2025, Australian general insurers reported a significant after-tax profit of nearly AUD 2.3 billion, marking an increase from approximately AUD 2.1 billion in the same period of 2024. This uptick reflects a combination of rising premium revenues and a reduction in claims, contributing to the industry's robust financial performance. - read more
Navigating the Escalating Insurance Risks for Australian Businesses
Navigating the Escalating Insurance Risks for Australian Businesses
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Suncorp Group Divests Banking Operations to ANZ
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Suncorp Group has successfully completed the sale of its banking arm, Suncorp Bank, to the Australia and New Zealand Banking Group (ANZ). This strategic move, finalized on 31 July 2024, follows approvals from the Australian Competition Tribunal and the Federal Treasurer, marking a significant transformation in Suncorp's business model. - read more
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Insurance Australia Group (IAG) has launched the second iteration of its NextGen Ambition Program, an innovative initiative designed to provide high school graduates with a pathway into the insurance industry without the necessity of a university degree. This year-long program offers full-time, paid work experience across various facets of IAG's Intermediated Insurance Australia division, which includes leading brands such as CGU and WFI Insurance. - read more
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