Achmea Australia's Comprehensive Flood Cover: A Game-Changer for Farmers

Addressing the Insurance Gap in Flood Protection for Australian Agriculture

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a significant development for Australian farmers, Achmea Australia has announced that flood cover is built into its farm insurance policies.

This offering addresses a critical gap in the market, as many leading underwriters have traditionally excluded flood coverage from their farm policies.

Achmea Australia's Chief Operating Officer, Kirsten Staveley, stated that the insurer uses the standard industry definition for flood and provides cover for the farmhouse, vehicles, other agricultural buildings, and contents. This comprehensive approach aligns with Achmea's mission of keeping farmers farming, especially in the face of increasing natural disasters.

While other insurers have cited challenges in pricing flood risk on larger properties, Achmea's direct partnership model allows for tailored assessments and coverage. By working directly with farmers, Achmea aims to provide adequate insurance that reflects the unique risks and needs of each property.

Farmers seeking reliable flood protection are encouraged to explore Achmea's offerings and consider how this built-in coverage can enhance their overall risk management strategy.

Published:Friday, 6th Mar 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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